All Our Mortgages | Clydesdale Bank
Whether you are a first-time buyer or aiming to build a property portfolio, Clydesdale Bank offers mortgage options suited to your budget and situation. Choosing the right mortgage is essential to meet your financial needs. We provide various products designed to help you find suitable repayment plans.
The table below presents our complete range of mortgages to assist you in exploring the available choices. Please refer to our Tariff of Mortgage Charges for detailed information about our mortgage products.
Applicants must already have a mortgage with Clydesdale Bank. All loans are subject to status.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Information correct as of 5th November 2025.
- * Standard Variable Rate
- ** Offset Variable Rate
- *** Offset Variable Investment Housing Loan Rate
Representative Example
A mortgage of £732,000 repayable over 25 years, with an initial fixed rate of 4.75% for 2 years, followed by our Standard Variable Rate currently at 6.99% for the remaining 23 years.
Payments would consist of 27 monthly payments of £4,174.63, then 272 monthly payments of £5,094.82, and a final payment of £5,096.06.
The total amount payable would be £1,505,170.11, including:
- Loan amount plus interest: £771,602.11
- Product fee: £999
- Valuation fee: £445
- Funds transfer fee: £25
- Mortgage exit fee: £99
The overall cost for comparison is a 6.7% APRC representative rate.
The Representative Example is for illustrative purposes only and reflects our full range of mortgage options.
Summary: Clydesdale Bank offers a variety of mortgages tailored for different needs, with transparent fees and clear examples to help customers make informed borrowing decisions.
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