Social Security Updates for 2026
The Social Security Administration has announced the taxable earnings limit and cost-of-living adjustment (COLA) for 2026.
- The taxable earnings limit will be $184,500 annually, an increase from $176,100 in 2025.
- The COLA for Social Security and Supplemental Security Income benefits will be 2.8% for 2026.
The 6.2% OASDI tax (old age, survivors, and disability insurance) applies to earnings up to the wage base limit. Above this limit, the employee and employer will each pay $11,439 in tax, a $521 increase for each party.
The Medicare hospital insurance tax of 1.45% remains unchanged for 2026, with no wage limit.
No additional changes were announced.
Author's summary: Social Security updates announced for 2026.
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