Ally vs. SoFi: More Account Options or Higher APYs
Ally and SoFi are online-only banks offering higher APYs than traditional banks, with no account fees or minimums.
Both banks provide access to thousands of fee-free ATMs nationwide, with SoFi having higher APYs and Ally offering CD options.
- Higher APYs with SoFi
- CD options with Ally
- No account fees or minimums with both
We’ve partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network.
This article has undergone a comprehensive fact-checking process, verifying information against primary sources and experts.
Author's summary: Ally and SoFi offer competitive APYs and services.
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